Sr. Interchange Strategy Analyst, Payments

Apply Online

Tyler continues to advance its strategic focus on growing transaction‑based revenue, and we are looking for a strategic, detail‑oriented analyst to help in accelerating that momentum. As our Sr. Interchange Strategy Analyst you will partner with VP‑level leaders and cross‑functional teams to recommend and drive initiatives that optimize interchange rates, reduce downgrades, and improve cost-efficiency across Tyler’s portfolio. In this newly created role, you will take the lead in analyzing the financial and operational performance across Tyler’s diverse public-sector payment types. You will research processor data files, merchant statements, pricing scenarios, and industry rules to uncover opportunities that enhance Tyler’s revenue, reduce Tyler’s costs, and improve overall portfolio profitability. This is a high-impact role for a self‑starter who wants to directly influence Tyler’s payment growth trajectory by shaping interchange costs strategy and establishing long‑term best practices.

Location

Yarmouth, Maine | Troy, Michigan | Plano, Texas | Overland Park, Kansas

Responsibilities

Interchange & Fee Optimization
  • Analyze processor files and transaction data to evaluate effective rates, fee optimization opportunities, and margin outcomes.
  • Provide targeted recommendations to optimize interchange costs across Tyler’s portfolio.
  • Monitor downgrade trends and manage qualification factors (Level II, Level III, CEDP). Provide impact assessments and implementation guidance.
  • Assess public‑sector MCC usage across Tyler’s market segments and transaction channels.
  • Serve as a subject‑matter expert on interchange structures, pricing models, card brand fees, and network rules.
 
Portfolio Performance & Financial Modeling
  • Analyze financial and operational performance across Tyler’s public‑sector payment types. 
  • Provide benchmark guidance by market segment and payment type.
  • Anticipate, evaluate, and model the impact of card‑brand rule changes on portfolio performance.
  • Model revenue and expense impacts for proposed initiatives.
  • Monitor processor revenue streams to identify margin erosion, underpayment, and missed optimization opportunities.
 
Cross‑Functional Strategy & Implementation
  • Partner with VP‑level leaders and cross‑functional Product, Engineering, Finance, and Merchant Services teams to: (1) implement interchange optimization strategies, (2) develop pricing models and cost analyses and (3) support new merchant onboarding best practices
    Interpret processor contracts and Schedule A terms in detail.
  • Reporting, Dashboards & Insights
  • Produce monthly interchange reporting packages for leadership.
    Develop dashboards and command centers to track interchange trends, profitability, and cost drivers.

Qualifications

  • Bachelor’s degree in Business, Finance, Statistics, or equivalent experience.
  • 3–5+ years of experience in credit card processing, payment analytics, acquiring industry – or demonstrated success in adjacent field
  • Understanding of interchange structures, interchange discount qualification logic, network rules, card‑brand fees, and acquiring economics.
  • Independent, self‑motivated, curious, and entrepreneurial mindset.
  • Demonstrated experience with processor/IFDA analysis and creating actionable financial recommendations.
  • Familiarity with major processors such as Fiserv, Global Payments, and Chase.
  • Advanced Excel skills and experience with Power BI or similar tools.
  • Fintech experience preferred. Experience working with government merchants, utilities, tax payments, or public-sector entities a plus.

Taking Care of You & Your Family

Your health and well-being are important to us. That’s why we invest in our team members by offering competitive benefits to support their health and financial wellness. Learn more about how we care for our people.

Apply Online

Requisition Number:2026-8602




Tyler Technologies is proud to be an equal opportunity employer. All qualified applicants will receive consideration without regard to race, creed, gender, marital status, sexual orientation, citizenship status, color, religion, national origin, age, disability, protected veteran status, or any other status protected under local, state, or federal laws. If you require reasonable accommodation for any part of the application or hiring process due to a disability, please submit your request by emailing jobs@tylertech.com or by calling 800.646.2633 ext. 791008. Please keep in mind these methods are reserved for individuals who require accommodation due to a disability.
spacer module is 50px
Didn’t find what you’re looking for?

Start your search again

spacer module is 27px
SCAM ALERT

Don't be fooled by criminals making false employment offers, requesting personal and financial information, or impersonating Tyler management. In our recruiting practice, we do not …

  • Extend job offers to candidates we have never spoken with on the phone or in-person
  • Request financial information from candidates
  • Offer jobs through chat rooms, meetups, or hangouts

If you feel you may have been in contact with someone falsely representing Tyler, please contact info@tylertech.com immediately and provide us with as much information as possible about the exchange. If you opened or clicked on any links or attachments within a suspicious job offer, we recommend running a full antivirus scan on your computer to make sure no malware was downloaded.

spacer module is 25px
Get to Know Our Tyler Family

At Tyler, team members are valued and encouraged to innovate, while having fun along the way. Join us and see why we love working here.

Meet our Tyler family
Meaningful Work, Valuable Benefits

To make work even more rewarding, we offer a wide range of benefits to support the overall wellness of you and eligible family members.

Check out our benefits
Why Work at Tyler?

While committed to serving the public sector, we’re also dedicated to investing in our people. Be a part of our passionate community where you can grow.

Come work with us